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Finance Information

We offer quick and hassle-free car finance at all our Ichinen Autos branches

You can get your vehicle finance in five easy steps:

  • 1. Fill out our online application form or download the pdf format and send it back to us.
  • 2. One of our staff will contact you asking for the supporting documents or any extra information required.
  • 3. Our finance providers will work on your vehicle loan.
  • 4. After your finance is approved, we will give you a full disclosure of your loan before you pick up your car.
  • 5. Drive away and enjoy your new car.

Please keep in mind that your car loan is subject to the lenders criteria. Interest rates and fees will vary between our lenders.
Please see below some of our finance partners:

Finance Now Related Information

Car Loan Rates and Fees
https://www.financenow.co.nz/help/motor-vehicle-dealer-rates-and-fees/

UDC Finance Related Information

Standard Fees and Charges:
https://udc.co.nz/tp/download/644524/75860c73bf9766885bd5210cb56bd144/20151105004.pdf

General Conditions:
https://udc.co.nz/tp/download/644537/2e57569a8d3d250a895005ab760f2211/terms_and_conditions.pdf

Credit Sale Agreement (Personal):
https://udc.co.nz/tp/download/644521/f8835a3fd97bcfa9bd4a0c035a54ca6c/20152104001.pdf

Term Loan (Personal):
https://udc.co.nz/tp/download/644546/941458797c37b7425bee8f5f2a2b1542/20152104005.pdf

Security Agreement (Personal):
https://udc.co.nz/tp/download/644550/f831f160889620b6d187e447d2689745/20152104007.pdf

Early Repayment Charge (Consumer):
https://udc.co.nz/pdf/UDC-Early-Repayment-Charge-Fact-Sheet.pdf

Customer Service (Change of address/Complaints/Dispute Resolution/Hardship/Defaults):
https://udc.co.nz/car-loans/customer-service/index

General Information
What should I do if I change my address?
https://www.udc.co.nz/borrowing/customer_service/faqs

What should I do if I have a complaint?
What dispute resolution schemes does UDC belong to and how can I access them?
https://www.udc.co.nz/borrowing/customer_service/complaints

As a borrower, how can I apply for unforeseen hardship relief?
What happens if I default under my agreement including, if relevant, repossession?
https://www.udc.co.nz/borrowing/customer_service/hardship

Marac Related Information

Schedule of Standard Fees and Charges Applied to Consumer Contracts
https://www.marac.co.nz/finance/interest-rates-and-fees

Consumer Loan and Security General Terms
https://www.marac.co.nz/Uploads/MARAC_Consumer_Loan_and_Security_Terms.pdf

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